Teacher Discount – Two in One

Dear HTMW Teachers,

Did you know that we have 11,167 active contests HowTheMarketWorks? It’s thanks to teachers like you that students around the world are getting a safe space to practice investing in the stock market.

We want to offer you a special teacher discount for the ad-free premium version of HTMW called PersonalFinanceLab. It’s available only to teachers on HTMW! Order now the Stock Game and WIN the Budget Game for FREE.

You’ll get to use a similar product to the one you know and love, plus provide the full picture of financial literacy with the personal budgeting game on an ad-free platform. The discount code is TWOINONE-HTMW, and the offer is available until Friday, May 14th. Enjoy it!

You can also request a demo or a quote for your school here. Check out more details about PersonalFinanceLab below!

Stock Game

Teachers can customize the types of securities students can trade, the diversification, and amount of trades per day. The stock game provides integrated research and reports so students can make smarter investment choices. Great for distance learning, and engaging students through healthy competition and portfolio rankings.

Completely Customizable

Our stock game can be perfectly tailored for your class. Choose your own class contest length and dates, what students can trade (stocks, ETFs, mutual funds, bonds, commodities – even cryptocurrencies!), how students need to diversify, and over 50 different settings!

You can even require students to take notes with every trade to connect the stock game back to your current course topics, use the built-in forum to drive class discussion, and post announcements for your class.

This makes our stock game the perfect centerpiece for any personal finance, economics, business, entrepreneurship, or accounting class – you pick whatever rules work best for your set of students!

Integrated Research and Reports

Income statements, balance sheets, cash flow statements, historical prices, accounting ratios, SEC filings, option chains, and over 40 other data points are available in our Research Center. We even integrated company info, analyst ratings, symbol lookup, and charting tools directly into the trading page, so students can do all their investing research all in one place.

Teachers also get access to an unprecedented level of reporting and tracking, with real-time activity reports, diversification reports, trading activity, class summary data, and much more. Best of all, it is completely exportable to Excel or any other spreadsheet program!

Great for Group Work and Homework!

Our Teams feature lets you group students into collaborative portfolios, so you can see each student’s individual actions while keeping class rankings as a group project!

Since PersonalFinanceLab.com is entirely web-based with no software to install, students can also track their portfolios from home or even between classes on any mobile device for the ultimate gamified investing activity.

How to Use the Stock Game?

If you are not sure how to use our stock game, click the button below! 

Ready to Order?

Are you ready to use PersonalFinanceLab? Click the button below and complete your order. Don’t forget to use your special discount code!
If you have any questions, book a demo and our team can help you out!

Budget Game

Students learn how to build an emergency savings fund while balancing their monthly expenses. The game is set-up like a calendar and each “month” of gameplay takes 20 minutes to complete.

Students make impactful decisions that change the opportunities they face in the game. These choices also affect their Net Worth, Credit Score, and Quality of Life Score. As they play the Budget Game they complete integrated lessons, pop quizzes, and mini-games that make personal budgeting fun and interactive!

Real Life Scenarios & Events

Your students take on the role of either a college student with a part-time job or a graduate just starting their first full-time job. Either way, they are now living on their own, paying all their bills, and managing their variable income, expenses, and lots of unexpected life events!

Teacher Controls Game & Lessons

You set the initial fixed expenses, wages/salaries, income tax rates, and more to make the game unique to your class! You also choose the lessons that pop up and influence what types of “Life Events” occur so your game evolves with the topics you cover in class.

Impactful Decisions

Students need to constantly make financial decisions, like work extra hours or spend time studying in school? Buy renter’s insurance this month, or take the risk? Their game score increases as students reach their savings goals, improve their credit score, and build their Quality of Life.

Easy to Use: Full Reporting

Teachers can easily track student progress throughout the game. All transactions they make are exportable to excel or Google sheets; which includes their bank statements, credit card statements, and pay stubs!

With this information students can run activities in the class based on their actions in the game. For instance; cashflow statements, monthly budgets or compare the different choices they made.

How to Use the Budget Game?

If you are not sure how to use our budget game, click the button below! 

Ready to Order?

Are you ready to use PersonalFinanceLab? Click the button below and complete your order. Don’t forget to use your discount code!
If you have any questions, book a demo, and our team can help you out!


Registering your class to the PersonalFinanceLab comes with an extensive collection of experiential learning exercises to maximize your students’ understanding of personal finance, investing, economics, and business. Assignments include articles, videos, interactive calculators, and exams that are self-graded and included in the students’ progress reports.

6 Subjects, One Tool

In addition to Personal Finance lessons, PersonalFinanceLab.com also includes dozens of integrated activities for economics, accounting, investments, marketing, and management classes!

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