As a trader or investor, it is important to understand that the nature of the stock market has changed in some big ways over the last 20 years. This article will highlight the 5 big trends. Private Investors are Less Involved in Active Trading In 1998 60% of U.S. adults had investments through mutual funds Read More…

Five years ago, most people didn’t have a clue what cryptocurrencies were. Ask the average man on the street about bitcoin and he would have raised his eyebrows and said “huh?”. Fast forward a few years and cryptocurrencies have hit the mainstream. Today, your Uber driver can tell you the latest bitcoin price and your Read More…

There’s been a lot going on in the technology sector lately, with the NVIDIA Corporation (NASDAQ: NVDA) sell off and the selloff in late June after Alphabet Inc Class A (NASDAQ: GOOGL) got hit with a $2.7B fine, which pushed the stock down over 2% after the announcement. Volatility in NASDAQ-100 Now, in early June, Read More…

People buy foreign currency for many reasons. You may wish to purchase Forex as a hedge against depreciation, or because you are traveling abroad. Many people buy foreign currency to send to someone else who is living abroad. Whatever your reasons for buying or selling Forex, you will always want to pay the lowest possible Read More…

How Credit Cards Work Since 2010 the use of credit cards has become more popular than writing checks when paying for everyday purchases. The banks have made it easy for most people to get a credit card, and most retailers have made it very easy to use them. What is a Credit Card? A credit Read More…

American Apparel () has filed for bankrupsy this morning. It has failed to turn a profit since 2009. Like many other designer brands that once dominated the market among teenage and young adult high-end clothing, its business has been severely weakened as young people’s tastes have changed much faster than the brands can keep up. Read More…

Oil price is down again this morning after new stockpile figures show about 4.6 million new extra barrels’ worth of oil went into storage last month, compared to the 100,000 estimate most analysts were expecting. All this extra oil is going into storage because the global supply, or how much oil producers are pumping out Read More…

Apple’s () stock price has fallen this week in the wake of the new iPhone launch, which beat estimates to sell 13 million units in its first weekend on the market. This sounds like it should have been great news, so why did the stock price fall? Well, there’s a few things that investors find Read More…

Many big companies have been expanding lately, which has helped keep the unemployment rate down, but Whole Foods () is trying hard to start cutting down. The big reason for this is that they are starting to get desparate to cut costs: their popular nickname is “Whole Paycheck”, since shopping there for a full load Read More…

Last week was the last day of the Blue Chip Summer Trading Challenge, which has been the biggest challenge HowTheMarketWorks has ever seen! Click Here To See The List Of Winners! You can join the next Challenge to win cash prizes by checking out our Prized Contests page (Click Here!), or look below for some Read More…

ETFs have been one of the most popular investment vehicles in the world over the last decade or so, with investors of all types attracted to the low fees, but diverse holdings, falling somewhere between mutual funds and stocks in terms of how easy they are to manage in a portfolio. However, one of the Read More…

The Dow Jones Industrial Average futures had a big bump this morning, based on market data coming from China and Japan. Both countries recorded big gains today. The good feelings extended over Europe, with French and German indexes gaining over 2% each. The news comes after the Chinese government announced measures aimed at stemming the Read More…

The interest rates set by the Federal Reserve Bank have been pegged near zero for many years now, and investors are signalling that they are ready to see it go up. During the financial crisis, interest rates were slashed down to historic low levels as the Fed did everything in its power to ease lending Read More…

Times have been changing rather quickly for the alliance between the United States and Saudi Arabia. The main reason is energy. US dependence on Saudi Oil has been dropping rapidly in the last decade, dropping by 50% thanks largely to increased oil production in America (if you want to try trading oil on HowTheMarketWorks, check Read More…

The next 5 days will be a very important learning experience for traders trying to sift through the rubble after China’s highly-publicized currency devaluation and subsequent shockwaves through the world markets. American markets have begun their recovery, with the S&P 500 (ETF: ) and Dow-Jones (ETF: ) indecies both recovering some of the losses. However, Read More…

  Stock index futures are up this morning as investors are starting to see buying opportunities after the big losses last month that stemmed from China’s stock crash and currency unrest around the world. However, investors are beginning to think that the initial sell-off was a bit of an overreaction; stock index futures are used Read More…

In a move that suprised almost no-one, OPEC announced that cuts in production to help prop up oil prices may soon be on the horizon. What was surprising was that US oil producers, who are not affiliated with the group, concurrently cut back production estimates. The change in US estimates is mostly technical; instead of Read More…

Alibaba () has had a wild ride since its IPO last year. Today, shares are up about 3% from the first day of trading, although that pales in comparison to the heights in November, where they hit about 75% higher than today. Since November, prices have crashed down; their growth is still strong, but investment Read More…

Yesterday index futures around the world started pushing up after China announced a cut to interest rates and banking reserve requirements. That trend continues today, with stock prices in Europe and North America pushing ahead and erasing losses from the past week. China, however, is looking at a different story. The Shanghai Composite Index fell Read More…