Intro to Stocks

Intro to Stocks

What is a Stock?

When individuals start a business, the business structure usually falls into one of three categories:  a sole proprietorship, a partnership, and a corporation.  A proprietorship is the simplest and has just one owner, a partnership generally has 2 or more partners that reach an agreement as to their responsibilities and ownership percentage.  Businesses that “incorporate” create a separate legal entity (their corporation) and then issue share certificates (“stock”) to show who owns how many shares of the corporation. Corporations usually start off small with just a few shareholders.  For example, a corporation when it is formed could issue 100,000 shares of stock.  The person with the business idea may put in $50,000 of his own money, and then ask his first 5 employees to each put in $10,000.  This business would then have 6 shareholders:  the founder would have 50,000 shares, and each of the 5 employees would own 10,000 shares. As corporations grow, they often find they need to raise more money and get a lot more investors.  They often turn to Wall Street to help them raise more money by selling more shares of stock of their corporation.   If you bought 100 shares of a company you might get a stock certificate like the one below indicating your ownership. If you decided you no longer wanted to own those shares you could try to sell them to another investor that might want to own part of that company. This is the essence of the stock market–it is where investors invest in new companies, or they buy and sell (or exchange) shares if they can agree on a fair price.
Pro tip: There are many stock picking services which will help you find the BEST stocks to invest in. Check out this review of the Motley Fool’s Service.
stock certificate

Definition

Stock is defined as a share of ownership of a company; if you own a company’s stock, you actually own a percentage of the company itself (including its assets, like chairs, vehicles, and buildings) and a percentage of its profits. For example, if a company issued 1,000 shares and you owned 100 shares, that does not mean that you can go to the company headquarters and take 1/10 of the furniture. It means that if the company was profitable and they made $100,000 and decided to pay it out to the shareholders, you would get 1/10 of $100,000 which is $10,000. People invest in companies that they think will be profitable with the hope that the company will start paying out its profits to its shareholders. Likewise, if the company was not profitable and decided to close, then the company might just sell all of its furniture for $1000 and you would only get $100 back. disney share certificate

What Does Owning Stock Get Me?

Since you own part of the company, you are now involved in some of its management decisions, and you are entitled to some of the company’s profits. Shareholders often get to vote to choose the Board of Directors, to pick independent accountants, to approve any major change in the company like merging with another company. What exactly you are entitled to depends on the amount of stock that you own. Take the company Apple, for example. Apple has approximately 5.575 BILLION shares outstanding, so if you owned 100 shares of Apple, you would own 0.00000179% of the company. That seems like a tiny amount, but keep in mind that Apple makes $50 BILLION a year so if they paid out all of their earnings one year, you would get $896! If you decide that you no longer want to own your Apple shares, you can always sell your shares on one of the stock exchanges.

Types Of Stock

There is more than one kind of stock or ownership that companies sell. While almost all stock traded on the stock exchanges is “Common Stock”, some companies have issued “Preferred Stock”.

Common Stock

Common stock is the kind most investors buy. Common stock generally gives one vote at shareholder meetings for every share owned. Common stock holders may also be entitled to receive distributions of the companies provides, called “dividend payments.” For larger, more stable companies, a portion of corporate profits is usually paid back to shareholders 4 times a year as a dividend. Companies that are still growing usually pay no or very little dividends; but well established companies like utilities generally pay higher dividends. preferred-stock

Preferred Stock

Preferred stock generally does not have voting rights, and you generally will not find them trading on an exchange. However, preferred stock shares have the benefit of “preference” for dividend payments; if a company decides it is going to pay dividends, preferred stock holders may get a bigger share, and be paid before common stock holders. Preferred stock holders are also entitled to be paid first if a company goes bankrupt and all the assets are sold off.

The Difference Between Stock and Bonds

When you buy a stock, you are buying a piece of ownership of a company. A bond, however, is more like a loan or debt; a bond is a promise that a company makes to pay you back the amount you lent them plus interest. Hence, if you own a bond, you are only lending a company money, but if you own a stock, you own part of the company itself.

Where Does Stock Come From?

New stock in a company can come from two places: New Issues and Stock Dividends (or Splits) IPO Growth  

New Issues (Initial Public Offering)

A new issue of stock is when a private company decides to “Go Public”, and issues shares of stock for anyone to buy. This is often called an Initial Public Offering, or IPO, and when large private companies go public, it can be a very exciting event with huge fluctuations in the stock’s price in the first weeks while the market decides on a fair price for the shares. Private companies “Go Public” and issue stock primarily to raise money: as they sell the shares in the company, the original owners allow the public to vote on some management decisions in exchange for the cash raised in the stock sale to re-invest and help the company grow.

Stock Dividends (Splits)

Companies may also to issue new shares of stock after the IPO. This can be done by giving all current shareholders additional shares in proportion to how many shares they currently have; for example they can say that for every 10 shares you own now, they are issuing you one extra share. This would be a 10% stock dividend, and the market price for the stocks would drop by 10% (although all shareholders still have the same ‘value’). If the stock dividend is large enough (usually about 20%), it is instead called a “Stock Split”. There are many reasons why companies would want to have a stock dividend or split, but they usually happen for one of two reasons:

Attract Attention and Increase Trading

Companies may split their stock to attract attention to the company through the hype that can come from a stock dividend. However, the simple act of there being more shares in circulation may encourage people to buy and sell more, since each individual share takes up a smaller percentage of a portfolio

Lower The Price

Some large companies like to have their stock price stay in a certain range. One reason for this is that the more expensive a stock, the fewer people who can afford to buy it (or buy an additional share), so splitting stocks can help it become more affordable, and increase the total value of all stocks in the long run.

History Of Stocks

Stocks trace their origins back to the Roman Empire, where large, private companies that carried out some public duties would sell shares of stock to Roman citizens for the same reasons companies do today; raise cash and grow their business. Over the centuries, Joint Stock Corporations were often chartered by monarchs for large projects that the government simply did not want to invest all the cash (and therefore risk) to fund; for example many canal projects, railroads, and roads in Western Europe were built by Joint Stock Corporations; private investors willing to to take the risk that a project would fail in exchange for some of the profits if it succeeded. During the Age of Exploration, joint stock corporations were what funded explorers to voyage across oceans, and later ship goods across continents. The British East India Company is perhaps the most famous of these, which was involved in everything from the exploration of Canada and the Americas to the British conquest of India, and even the slave trade.

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Forex

Forex

Definition

Forex or (FX) is the term used for the world’s currency market. It comes from the words “Foreign Exchange”. Unlike stock exchanges like the New York Stock Exchange (NYSE), there is no physical location for the Forex market, instead it describes the “inter bank” or Over-the-counter (OTC) market for currencies. Currencies trade 24 hours a day, five days a week (Sunday night to Friday night). Forex trading is the largest market in the world, but also has the most volatility. Currencies are always traded in pairs; you must trade one currency vs another. For example, if we bought USD/EUR for 1.2 it would mean you need 1.2 US dollars for 1 Euro. Similarly the EUR/USD would be the inverse of that, or 1 over 1.2, meaning that to buy 1 USD you would need 0.8333 Euro.

Leverage

Forex trading is considered very risky because most Forex trading is done with 20, 50 or even 100 times margin meaning that you are exposed to a very large amount of leverage. This means that for every dollar you put down of your own money to open a position, you are borrowing another $19, $49, or $99 from your Forex brokerage. Brokerages will loan you this money because you are trading currencies, so the value is inherent, and all of the risk is passed on to you. For example, if you have a 50 times leveraged account, if the exchange rate falls by 1%, you can lose 50% of your initial investment! You can also have the opposite case with a winning trade, but the number one priority of all investors is capital preservation; maintaining and growing the money you invest. By exposing yourself to such a high loss, you can walk away losing almost everything very quickly. Most professional investors use an 8x or lower margin, higher amounts are usually used by beginners with very small accounts or people with many positions and want to utilize the risk of loss for the rewards.

How To Practice Trading Currencies For Free

Trading currencies takes lots of practice to get it right! There are a few ways to practice for free:

Set up a contest on HowTheMarketWorks with a different currency

Set up a trading contest on HowTheMarketWorks, but switch your currency to something else. We have over 30 to choose from, with all prices updating at the current FX rate! Once you have practiced investing in things you are familiar in using currencies you are not, you will have a better understanding of how to work with currency pairs

Use Virtual-Stock-Exchange to practice buying and selling Currency Spot Contracts

You can practice trading currencies directly, along with trading stocks and ETFs from over 30 global exchanges, by using our Global site: Virtual-Stock-Exchange. Virtual-Stock-Exchange, or VSE, works almost the exact same as HowTheMarketWorks (create your own contest, see real-time rankings, get all kinds of quote and research tools), but instead of Mutual Funds, it has Global stocks, along with currencies and some commodities (like Gold and Oil) in the form of “Spot Contracts”. Spots are like Forex, but without the margin and leverage, so it is perfect for beginners looking to practice trading currencies.

Comparing Forex Brokers

If you want to trade forex for real, it is important not to just get practice first, but also to choose the right broker for you. There are many ways to compare forex brokers, but Australian investors have an awesome comparison tool available at https://www.compareforexbrokers.com.au.

Team HTMW Blue Chip Challenge Investment Strategy

Final Rank: 336 / 518

Final Portfolio Value: $981,381,149.90 (-1.86%)

Investment Strategy For This Contest

We picked blue chip stocks in the Dow Jones Industrial Average, and tried to balance analyst ratings, Price/Earnings (P/E) ratios, the latest news, and our own instincts. Even though there were only 30 stocks to choose from, it took hours to go over all the research we wanted to do to put together a portfolio, and come up with a good strategy. Most of our losses came very early on from Disney () that took a huge hit. For a short time, we were even in last place! However, we had a back-up plan, and if this contest kept going for a few more months, we are confident our strategy would have proven profitable. You can actually see in our performance graph that we out-performed the Dow during the whole trading period, so we actually beat our benchmark market! In future challenges, we will probably keep using a Dow ETF as part of our holdings.

Final Open Positions and Portfolio Allocation

Blue Chip Stock HoldingsBlue Chip allocation

Performance Over The Total Contest

See More Trading Strategies From This Contest

Phil Simard’s Blue Chip Investment Strategy - Final Rank: 318 / 518 Final Portfolio Value: $992,114,784.48 (-0.79%) Investment Strategy For The Blue Chip Investment Contest Since time was very limited for me in the Blue Chip Investment Challenge. I just tried to get as much profit as
Ross Lo Giudice’s Blue Chip Challenge Investment Strategy - Final Rank: 338 / 518 Final Portfolio Value: $979,922,717.88 (-2.01%) Investment Strategy For This Contest I don’t know if what I did even qualifies as strategy. I purchased about 20 or stocks that were familiar and then I closed my
Kevin Smith’s Blue Chip Challenge Investment Strategy - Final Rank: 331 / 518 Final Portfolio Value: $985,785,982.85 (-1.42%) Investment Strategy For This Contest This was a contest where I wanted to go big or crash hard. The news leading up to the contest was dominated by the crash
Team HTMW Blue Chip Challenge Investment Strategy - Final Rank: 336 / 518 Final Portfolio Value: $981,381,149.90 (-1.86%) Investment Strategy For This Contest We picked blue chip stocks in the Dow Jones Industrial Average, and tried to balance analyst ratings, Price/Earnings (P/E) ratios, the latest news, and our own

Details about our trades during the contest

blue chip   This is where we will keep track of the holdings for the Official Team HowTheMarketWorks Portfolio, with how much of each company we are holding, and why we picked those stocks. Remember, everything in the TeamHTMW portfolio is a Blue-Chip stock included in the Dow-Jones Industrial Average, some of the biggest companies in the world. For the full contest rules, how to participate, and what you can get if you beat our portfolio (or finish in the top 5 overall), Click Here! If you think we picked poorly, or want to brag on how badly you’re beating us, post a message to our Facebook or tag us on Twitter. We will be picking cool posts and tweets to feature on our feeds, so lets see what you’ve got!

Day 32

Only a couple weeks left in the competition, we are increasing our stakes in almost all of our current holdings! The only one we did not increase is McDonalds (), because we read they are going to start selling breakfast 24 hours a day, which has the potential to really boost revenue. We are currently shorting them, and still think they will be down in the next two weeks. stock game prize

Day 26

We are keeping our holdings strong, even though we have seen some losses. Our portfolio is still a bit of a mixed bag: blue chip stocks We’ve made the most so far on our Shorts, which were well placed for the global sell-off that hurt stock values all over the world. We have faith that our other picks are going to turn around in the mid-to-long term, but we are no longer fighting to stay out of last place! However, when we’re looking at the market as a whole compared to our portfolio performance, the HTMW team picks are actually out-performing the Dow Jones as a whole: dow jones stocks 2 weeks of competition left! Lets see what you’ve got!  

Day 8

Not much to brag about, we’re still recovering from our big Disney loss. We’ve recovered some ground since then, now we are seeing a bit more green in our Open Positions: htmwportfolio This is despite the DOW as a whole losing over 200 points today, so I’d say not too shabby!

Day 3

We were going strong, but we took a huge hit with our Disney pick! holdings   Today we will be cashing out as much Disney stock as we can, given market volume, and switching over to Apple (), which has been seeing a lot of good analyst ratings, and a P/E ratio of 13.3.

Day 1

These are the stocks we picked to kick off the competition, but our holdings will probably change a lot as the competition goes on!

JP Morgan Chase and Co ()

Sector: Finance

Our Action: Buy (2,432,000 Shares)

JP Morgan is a finance juggernaut, it has been growing rapidly ever since the end of the financial crash, with no signs of slowing down soon. Their P/E ratio wasn’t that impressive (12.4 when we bought it), but their 3-month chart is pushing upwards, and both the Chaikin Power Tool on the Trade page and the Analyst Ratings in Quotes agree that it is a good stock to buy. Their news was not impressive though, so we will keep a close eye on this one.

Walmart Stores ()

Sector: Retail

Our Action: Short (2,315,000 Shares)

In terms of news, Walmart can’t really catch a break. They have constant bad will from consumers because of low wages for employees (although as we have covered before, that may be changing), and in popular culture they are usually regarded as nothing short of classless. However, we see a less-than-stellar P/E ratio (14.5), their 3-month chart is trending downwards, and no analysts we are seeing (both Chaikin and our Quotes analysts) seem to think it would be a great stock to buy (although they currently don’t recommend selling it if you already own it). We went short for now, and will keep an eye on it over the next week or two.

Walt Disney Co ()

Sector: Entertainment

Our Action: Buy (1,388,000 Shares)

Disney has been on a streak over the last year or two, with hit movies like Frozen tearing up the box office and merchandizing opportunities (we recently saw a Frozen Breakfast Cereal on the shelves, you know they’re making money on that!), but their gaming branch has also been making waves around the world. The Star-Wars franchise is coming out with the first movies in the new series soon, and the Avengers appear unstoppable. To cap it off, their P/E ratio is good (25.8), and all analysts we looked at agree they were a good buy.

Johnson & Johnson ()

Sector: Biotechnology

Our Action: Buy (1,663,000 Shares)

Not too much to say about Johnson and Johnson, they have a pretty good PE ratio (17.6), and their 3 month chart is fairly stable. Most analysts agree they are a good buy, and we expect this to be our “least exciting” pick in this round. However, J&J have historically been a very solid stock to own, with very little drama and good performance even in shaky markets. At the end of the day, it is stocks like Johnson and Johnson that will anchor a retirement portfolio, so we are happy to have it on the team!

McDonald’s ()

Sector: Restaurants

Our Action: Short (1,669,000 Shares)

McDonalds is another long-standing chain that is having trouble in recent years. Added competition from “Fast-Casual” restaurants like Chipotle () have been eating its market share, and it is so massive that even its constant efforts to refresh and improve its menu lineup are expensive, and never really received with much enthusiasm. It is just hard to think of eating healthy at McDonalds, although they are spending a lot of time, effort, and money to change that perception. We will see how that goes, but for now even their good P/E ratio (23.2) and decent 3-month charts are not making up for the bad press.

United Healthcare Group ()

Sector: Insurance

Our Action: Buy (1,350,000 Shares)

Insurance stocks are a lot like Johnson and Johnson; they usually will not attract too much attention, but they can be good anchors to a balanced portolio. However, not all insurance stocks are created equal, in the DOW alone we could have easily gone with Travelers . However, we stuck with United because we think their better P/E ratio (19.3 versus 9.8), stronger 3-month chart, and positive news made it a better bet in the middle-term. However, we will be keeping an eye on both, so don’t be surprised if you see less UNH and more TRV in our portfolio as the competition moves forward! Notice: This is not to serve as investment advice, only our picks for the Blue Chip Challenge competition, and why we picked them. No person who chose a stock here owns that stock as part of their own personal portfolio.
Click Here To Join The Next Contest!
 

See More Trading Strategies From This Contest

Phil Simard’s Blue Chip Investment Strategy - Final Rank: 318 / 518 Final Portfolio Value: $992,114,784.48 (-0.79%) Investment Strategy For The Blue Chip Investment Contest Since time was very limited for me in the Blue Chip Investment Challenge. I just tried to get as much profit as
Ross Lo Giudice’s Blue Chip Challenge Investment Strategy - Final Rank: 338 / 518 Final Portfolio Value: $979,922,717.88 (-2.01%) Investment Strategy For This Contest I don’t know if what I did even qualifies as strategy. I purchased about 20 or stocks that were familiar and then I closed my
Kevin Smith’s Blue Chip Challenge Investment Strategy - Final Rank: 331 / 518 Final Portfolio Value: $985,785,982.85 (-1.42%) Investment Strategy For This Contest This was a contest where I wanted to go big or crash hard. The news leading up to the contest was dominated by the crash
Team HTMW Blue Chip Challenge Investment Strategy - Final Rank: 336 / 518 Final Portfolio Value: $981,381,149.90 (-1.86%) Investment Strategy For This Contest We picked blue chip stocks in the Dow Jones Industrial Average, and tried to balance analyst ratings, Price/Earnings (P/E) ratios, the latest news, and our own

Double Bottom

Double Bottoms are reversal patterns very similar to the bottom head and shoulders pattern, and are often seen when trading currencies. Double Bottom patterns are identified by two low prices of the same depth with a medium pullback in between. Double bottoms can be a major reversal pattern that often follow an extended downtrend. When you confirm this pattern is occurring, and there is a significant amount of volume during the uptrend, it is time to “go long”. doublebot Here is the general form of a double bottom pattern. As with most technical analysis patterns, they are a guideline but can differ from this graph to an extent. What is important to note is:
  1. The pattern begins with a strong down trend (the stronger the trend, the better the reversal)
  2. The bottom points should be roughly at the same height (most consider roughly 10 – 20% to be acceptable)
  3. At the second circle on the picture above, the line should be traced at the top of the pullback.
  4. Many consider the height (h in the digram) to be the height that the trend will go above the top line and will place their limit or stop orders accordingly.
There should also be significant volume when the stock breaks upward; you can get a “False Flag” if you see something resembling this pattern, but no increase in volume near the end to signal the reversal is real.

ETFs with Best Returns

Looking to make an investment, but don’t want to pick random stocks? Check out these ETFs, we have the top ETFs by annual, and 3 year, returns!

One-year:

 
Symbol Name Type Annual Return Average Daily Volume Chart and Quote
CNXT Market Vectors ChinaAMC SME-ChiNext ETF Chinese Stocks 66.12 69,955 Click Here For Quote
SBIO ALPS Medical Breakthroughs ETF Healthcare 53.83 96,925 Click Here For Quote
BIB ProShares Ultra Nasdaq Biotechnology Leveraged Biotechnology 50.22 409,940 Click Here For Quote
ASHS Deutsche X-trackers HrvstCSI500CHN A SC Chinese Stocks 49.62 73,222 Click Here For Quote
XIV VelocityShares Daily Inverse VIX ST ETN Volatility 48.36 17,375,470 Click Here For Quote
SVXY ProShares Short VIX Short-Term Futures Volatility 47.51 1,795,427 Click Here For Quote
JPNL Direxion Daily Japan Bull 3X ETF Leveraged Japan 40.3 11,512 Click Here For Quote
XBI SPDR® S&P Biotech ETF Biotechnology 37.34 735,331 Click Here For Quote
BBP BioShares™ Biotechnology Products Biotechnology 37.17 19,513 Click Here For Quote
RETL Direxion Daily Retail Bull 3X ETF Leveraged Retail 34.58 14,254 Click Here For Quote
BZQ ProShares UltraShort MSCI Brazil Capped Inverse Brazil 33.09 29,368 Click Here For Quote
DXJH WisdomTree Japan Hedged Health Care ETF Japan Stock 33.08 3,890 Click Here For Quote
BBC BioShares™ Biotechnology Clinical Trials Health 32.84 30,053 Click Here For Quote
DUST Direxion Daily Gold Miners Bear 3X ETF Leveraged Inverse Gold 32.24 6,215,939 Click Here For Quote
BOM DB Base Metals Double Short ETN Leveraged Inverse Metals 30.96 1,981 Click Here For Quote
EZJ ProShares Ultra MSCI Japan Leveraged Japan 27.27 5,631 Click Here For Quote
CURE Direxion Daily Healthcare Bull 3X ETF Leveraged Healthcare 27.23 160,504 Click Here For Quote
DXJF WisdomTree Japan Hedged Financials ETF Japanese Financial Stocks 25.58 13,120 Click Here For Quote
IBB iShares Nasdaq Biotechnology Biotechnology 24.49 1,532,588 Click Here For Quote

Three-year

Symbol Name Type Annual Return 3 Year Return Chart and Quote
CURE Direxion Daily Healthcare Bull 3X ETF Leveraged Healthcare 27.23 97.29 Click Here For Quote
BIB ProShares Ultra Nasdaq Biotechnology Leveraged Biotechnology 50.22 93.74 Click Here For Quote
TQQQ ProShares UltraPro QQQ Leveraged DOW 21.06 71.18 Click Here For Quote
FAS Direxion Daily Financial Bull 3X ETF Leveraged Equities 7.12 70.8 Click Here For Quote
FINU ProShares UltraPro Financials Leveraged Financial Equities 5.48 70.16 Click Here For Quote
RETL Direxion Daily Retail Bull 3X ETF Leveraged Retail 34.58 70.1 Click Here For Quote
SOXL Direxion Daily Semicondct Bull 3X ETF Leveraged Technology -22.39 65.7 Click Here For Quote
RXL ProShares Ultra Health Care Leveraged Healthcare 21.16 61 Click Here For Quote
XIV VelocityShares Daily Inverse VIX ST ETN Volatility 48.36 59.9 Click Here For Quote
SVXY ProShares Short VIX Short-Term Futures Volatility 47.51 58.9 Click Here For Quote
UMDD ProShares UltraPro MidCap400 Leveraged Equities 3.7 56.96 Click Here For Quote
MIDU Direxion Daily Mid Cap Bull 3X ETF Leveraged Equities 3.58 56.56 Click Here For Quote
UPRO ProShares UltraPro S&P500 Leveraged S&P500 2.88 55.83 Click Here For Quote
SPXL Direxion Daily S&P500® Bull 3X ETF Leveraged S&P500 2.82 55.2 Click Here For Quote
URTY ProShares UltraPro Russell2000 Leveraged Russell2000 3.24 53.68 Click Here For Quote
TNA Direxion Daily Small Cap Bull 3X ETF Leveraged Equities 2.92 52.67 Click Here For Quote
UCC ProShares Ultra Consumer Services Levereaged Customer Service 15.95 51.65 Click Here For Quote
TECL Direxion Daily Technology Bull 3X ETF Leveraged Technology 5.2 47.8 Click Here For Quote
QLD ProShares Ultra QQQ Leveraged DOW 14.91 45.62 Click Here For Quote
ZIV VelocityShares Daily Inverse VIX MT ETN Volatility 16.66 45.56 Click Here For Quote

S&P 500

S&P 500
Definition: The S&P 500 is currently the most followed stock index in the world. It works like a model portfolio holding stocks in 500 of the biggest, and most traded, companies in the United States, diversified across all 10 major sectors of the US economy. It is usually considered the benchmark against which other investments are compared; “beating the market” usually means to have better returns than the S&P 500. If you wanted to match the S&P 500’s returns, it would be very difficult to buy into all 500 companies; even one share of each would cost nearly a hundred thousand dollars. However, the ETF can be used instead; this ETF aims to match the S&P 500 index and provide comparable returns to investors. History: The S&P 500 index is produced by Standard & Poor’s, a ratings agency that has been active since 1860. During the early days of Wall Street, they released their first index of stocks, the S&P 90, which was designed to compete with the Dow Jones Industrial Average, another index of 30 of the country’s biggest companies. Over time, they also began to publish weekly reports with over 400 stocks. By 1957 their “big list” became so popular that they morphed their original, smaller index to include 500 stocks, becoming the index we now all know and love.
S&P 500 from Yahoo Finance
S&P 500 from Yahoo Finance
 

Companies In The S&P 500

 
Ticker symbolCompany NameQuote and ChartTrade on HTMW
MMM3M CompanyClick Here For Quote!Trade Now!
ABTAbbott LaboratoriesClick Here For Quote!Trade Now!
ABBVAbbVieClick Here For Quote!Trade Now!
ACNAccenture plcClick Here For Quote!Trade Now!
ACEACE LimitedClick Here For Quote!Trade Now!
ADBEAdobe Systems IncClick Here For Quote!Trade Now!
ADTADT CorpClick Here For Quote!Trade Now!
AAPAdvance Auto PartsClick Here For Quote!Trade Now!
AESAES CorpClick Here For Quote!Trade Now!
AETAetna IncClick Here For Quote!Trade Now!
AFLAFLAC IncClick Here For Quote!Trade Now!
AMGAffiliated Managers Group IncClick Here For Quote!Trade Now!
AAgilent Technologies IncClick Here For Quote!Trade Now!
GASAGL Resources Inc.Click Here For Quote!Trade Now!
APDAir Products & Chemicals IncClick Here For Quote!Trade Now!
ARGAirgas IncClick Here For Quote!Trade Now!
AKAMAkamai Technologies IncClick Here For Quote!Trade Now!
AAAlcoa IncClick Here For Quote!Trade Now!
AGNAllergan plcClick Here For Quote!Trade Now!
ALXNAlexion PharmaceuticalsClick Here For Quote!Trade Now!
ALLEAllegionClick Here For Quote!Trade Now!
ADSAlliance Data SystemsClick Here For Quote!Trade Now!
ALLAllstate CorpClick Here For Quote!Trade Now!
ALTRAltera CorpClick Here For Quote!Trade Now!
MOAltria Group IncClick Here For Quote!Trade Now!
AMZNAmazon.com IncClick Here For Quote!Trade Now!
AEEAmeren CorpClick Here For Quote!Trade Now!
AALAmerican Airlines GroupClick Here For Quote!Trade Now!
AEPAmerican Electric PowerClick Here For Quote!Trade Now!
AXPAmerican Express CoClick Here For Quote!Trade Now!
AIGAmerican International Group, Inc.Click Here For Quote!Trade Now!
AMTAmerican Tower Corp AClick Here For Quote!Trade Now!
AMPAmeriprise FinancialClick Here For Quote!Trade Now!
ABCAmerisourceBergen CorpClick Here For Quote!Trade Now!
AMEAmetekClick Here For Quote!Trade Now!
AMGNAmgen IncClick Here For Quote!Trade Now!
APHAmphenol Corp AClick Here For Quote!Trade Now!
APCAnadarko Petroleum CorpClick Here For Quote!Trade Now!
ADIAnalog Devices, Inc.Click Here For Quote!Trade Now!
AONAon plcClick Here For Quote!Trade Now!
APAApache CorporationClick Here For Quote!Trade Now!
AIVApartment Investment & MgmtClick Here For Quote!Trade Now!
AAPLApple Inc.Click Here For Quote!Trade Now!
AMATApplied Materials IncClick Here For Quote!Trade Now!
ADMArcher-Daniels-Midland CoClick Here For Quote!Trade Now!
AIZAssurant IncClick Here For Quote!Trade Now!
TAT&T IncClick Here For Quote!Trade Now!
ADSKAutodesk IncClick Here For Quote!Trade Now!
ADPAutomatic Data ProcessingClick Here For Quote!Trade Now!
ANAutoNation IncClick Here For Quote!Trade Now!
AZOAutoZone IncClick Here For Quote!Trade Now!
AVGOAvago TechnologiesClick Here For Quote!Trade Now!
AVBAvalonBay Communities, Inc.Click Here For Quote!Trade Now!
AVYAvery Dennison CorpClick Here For Quote!Trade Now!
BHIBaker Hughes IncClick Here For Quote!Trade Now!
BLLBall CorpClick Here For Quote!Trade Now!
BACBank of America CorpClick Here For Quote!Trade Now!
BKThe Bank of New York Mellon Corp.Click Here For Quote!Trade Now!
BCRBard (C.R.) Inc.Click Here For Quote!Trade Now!
BXLTBaxaltaClick Here For Quote!Trade Now!
BAXBaxter International Inc.Click Here For Quote!Trade Now!
BBTBB&T CorporationClick Here For Quote!Trade Now!
BDXBecton DickinsonClick Here For Quote!Trade Now!
BBBYBed Bath & BeyondClick Here For Quote!Trade Now!
BRK-BBerkshire HathawayClick Here For Quote!Trade Now!
BBYBest Buy Co. Inc.Click Here For Quote!Trade Now!
BIIBBIOGEN IDEC Inc.Click Here For Quote!Trade Now!
BLKBlackRockClick Here For Quote!Trade Now!
HRBBlock H&RClick Here For Quote!Trade Now!
BABoeing CompanyClick Here For Quote!Trade Now!
BWABorgWarnerClick Here For Quote!Trade Now!
BXPBoston PropertiesClick Here For Quote!Trade Now!
BSXBoston ScientificClick Here For Quote!Trade Now!
BMYBristol-Myers SquibbClick Here For Quote!Trade Now!
BRCMBroadcom CorporationClick Here For Quote!Trade Now!
BF-BBrown-Forman CorporationClick Here For Quote!Trade Now!
CHRWC. H. Robinson WorldwideClick Here For Quote!Trade Now!
CACA, Inc.Click Here For Quote!Trade Now!
CVCCablevision Systems Corp.Click Here For Quote!Trade Now!
COGCabot Oil & GasClick Here For Quote!Trade Now!
CAMCameron International Corp.Click Here For Quote!Trade Now!
CPBCampbell SoupClick Here For Quote!Trade Now!
COFCapital One FinancialClick Here For Quote!Trade Now!
CAHCardinal Health Inc.Click Here For Quote!Trade Now!
HSICHenry ScheinClick Here For Quote!Trade Now!
KMXCarmax IncClick Here For Quote!Trade Now!
CCLCarnival Corp.Click Here For Quote!Trade Now!
CATCaterpillar Inc.Click Here For Quote!Trade Now!
CBGCBRE GroupClick Here For Quote!Trade Now!
CBSCBS Corp.Click Here For Quote!Trade Now!
CELGCelgene Corp.Click Here For Quote!Trade Now!
CNPCenterPoint EnergyClick Here For Quote!Trade Now!
CTLCenturyLink IncClick Here For Quote!Trade Now!
CERNCernerClick Here For Quote!Trade Now!
CFCF Industries Holdings IncClick Here For Quote!Trade Now!
SCHWCharles Schwab CorporationClick Here For Quote!Trade Now!
CHKChesapeake EnergyClick Here For Quote!Trade Now!
CVXChevron Corp.Click Here For Quote!Trade Now!
CMGChipotle Mexican GrillClick Here For Quote!Trade Now!
CBChubb Corp.Click Here For Quote!Trade Now!
CICIGNA Corp.Click Here For Quote!Trade Now!
XECCimarex EnergyClick Here For Quote!Trade Now!
CINFCincinnati FinancialClick Here For Quote!Trade Now!
CTASCintas CorporationClick Here For Quote!Trade Now!
CSCOCisco SystemsClick Here For Quote!Trade Now!
CCitigroup Inc.Click Here For Quote!Trade Now!
CTXSCitrix SystemsClick Here For Quote!Trade Now!
CLXThe Clorox CompanyClick Here For Quote!Trade Now!
CMECME Group Inc.Click Here For Quote!Trade Now!
CMSCMS EnergyClick Here For Quote!Trade Now!
COHCoach Inc.Click Here For Quote!Trade Now!
KOThe Coca Cola CompanyClick Here For Quote!Trade Now!
CCECoca-Cola EnterprisesClick Here For Quote!Trade Now!
CTSHCognizant Technology SolutionsClick Here For Quote!Trade Now!
CLColgate-PalmoliveClick Here For Quote!Trade Now!
CPGXColumbia Pipeline Group IncClick Here For Quote!Trade Now!
CMCSAComcast Corp.Click Here For Quote!Trade Now!
CMAComerica Inc.Click Here For Quote!Trade Now!
CSCComputer Sciences Corp.Click Here For Quote!Trade Now!
CAGConAgra Foods Inc.Click Here For Quote!Trade Now!
COPConocoPhillipsClick Here For Quote!Trade Now!
CNXCONSOL Energy Inc.Click Here For Quote!Trade Now!
EDConsolidated EdisonClick Here For Quote!Trade Now!
STZConstellation BrandsClick Here For Quote!Trade Now!
GLWCorning Inc.Click Here For Quote!Trade Now!
COSTCostco Co.Click Here For Quote!Trade Now!
CCICrown Castle International Corp.Click Here For Quote!Trade Now!
CSXCSX Corp.Click Here For Quote!Trade Now!
CMICummins Inc.Click Here For Quote!Trade Now!
CVSCVS Caremark Corp.Click Here For Quote!Trade Now!
DHID. R. HortonClick Here For Quote!Trade Now!
DHRDanaher Corp.Click Here For Quote!Trade Now!
DRIDarden RestaurantsClick Here For Quote!Trade Now!
DVADaVita Inc.Click Here For Quote!Trade Now!
DEDeere & Co.Click Here For Quote!Trade Now!
DLPHDelphi AutomotiveClick Here For Quote!Trade Now!
DALDelta Air LinesClick Here For Quote!Trade Now!
XRAYDentsply InternationalClick Here For Quote!Trade Now!
DVNDevon Energy Corp.Click Here For Quote!Trade Now!
DODiamond Offshore DrillingClick Here For Quote!Trade Now!
DFSDiscover Financial ServicesClick Here For Quote!Trade Now!
DISCADiscovery Communications-AClick Here For Quote!Trade Now!
DISCKDiscovery Communications-CClick Here For Quote!Trade Now!
DGDollar GeneralClick Here For Quote!Trade Now!
DLTRDollar TreeClick Here For Quote!Trade Now!
DDominion ResourcesClick Here For Quote!Trade Now!
DOVDover Corp.Click Here For Quote!Trade Now!
DOWDow ChemicalClick Here For Quote!Trade Now!
DPSDr Pepper Snapple GroupClick Here For Quote!Trade Now!
DTEDTE Energy Co.Click Here For Quote!Trade Now!
DDDu Pont (E.I.)Click Here For Quote!Trade Now!
DUKDuke EnergyClick Here For Quote!Trade Now!
DNBDun & BradstreetClick Here For Quote!Trade Now!
ETFCE*TradeClick Here For Quote!Trade Now!
EMNEastman ChemicalClick Here For Quote!Trade Now!
ETNEaton CorporationClick Here For Quote!Trade Now!
EBAYeBay Inc.Click Here For Quote!Trade Now!
ECLEcolab Inc.Click Here For Quote!Trade Now!
EIXEdison Int’lClick Here For Quote!Trade Now!
EWEdwards LifesciencesClick Here For Quote!Trade Now!
EAElectronic ArtsClick Here For Quote!Trade Now!
EMCEMC Corp.Click Here For Quote!Trade Now!
EMREmerson Electric CompanyClick Here For Quote!Trade Now!
ENDPEndo InternationalClick Here For Quote!Trade Now!
ESVEnsco plcClick Here For Quote!Trade Now!
ETREntergy Corp.Click Here For Quote!Trade Now!
EOGEOG ResourcesClick Here For Quote!Trade Now!
EQTEQT CorporationClick Here For Quote!Trade Now!
EFXEquifax Inc.Click Here For Quote!Trade Now!
EQIXEquinixClick Here For Quote!Trade Now!
EQREquity ResidentialClick Here For Quote!Trade Now!
ESSEssex Property Trust IncClick Here For Quote!Trade Now!
ELEstee Lauder Cos.Click Here For Quote!Trade Now!
ESEversource EnergyClick Here For Quote!Trade Now!
EXCExelon Corp.Click Here For Quote!Trade Now!
EXPEExpedia Inc.Click Here For Quote!Trade Now!
EXPDExpeditors Int’lClick Here For Quote!Trade Now!
ESRXExpress ScriptsClick Here For Quote!Trade Now!
XOMExxon Mobil Corp.Click Here For Quote!Trade Now!
FFIVF5 NetworksClick Here For Quote!Trade Now!
FBFacebookClick Here For Quote!Trade Now!
FASTFastenal CoClick Here For Quote!Trade Now!
FDXFedEx CorporationClick Here For Quote!Trade Now!
FISFidelity National Information ServicesClick Here For Quote!Trade Now!
FITBFifth Third BancorpClick Here For Quote!Trade Now!
FSLRFirst Solar IncClick Here For Quote!Trade Now!
FEFirstEnergy CorpClick Here For Quote!Trade Now!
FISVFiserv IncClick Here For Quote!Trade Now!
FLIRFLIR SystemsClick Here For Quote!Trade Now!
FLSFlowserve CorporationClick Here For Quote!Trade Now!
FLRFluor Corp.Click Here For Quote!Trade Now!
FMCFMC CorporationClick Here For Quote!Trade Now!
FTIFMC Technologies Inc.Click Here For Quote!Trade Now!
FFord MotorClick Here For Quote!Trade Now!
FOSLFossil, Inc.Click Here For Quote!Trade Now!
BENFranklin ResourcesClick Here For Quote!Trade Now!
FCXFreeport-McMoran Cp & GldClick Here For Quote!Trade Now!
FTRFrontier CommunicationsClick Here For Quote!Trade Now!
GMEGameStop Corp.Click Here For Quote!Trade Now!
GPSGap (The)Click Here For Quote!Trade Now!
GRMNGarmin Ltd.Click Here For Quote!Trade Now!
GDGeneral DynamicsClick Here For Quote!Trade Now!
GEGeneral ElectricClick Here For Quote!Trade Now!
GGPGeneral Growth Properties Inc.Click Here For Quote!Trade Now!
GISGeneral MillsClick Here For Quote!Trade Now!
GMGeneral MotorsClick Here For Quote!Trade Now!
GPCGenuine PartsClick Here For Quote!Trade Now!
GNWGenworth Financial Inc.Click Here For Quote!Trade Now!
GILDGilead SciencesClick Here For Quote!Trade Now!
GSGoldman Sachs GroupClick Here For Quote!Trade Now!
GTGoodyear Tire & RubberClick Here For Quote!Trade Now!
GOOGLGoogle Inc Class AClick Here For Quote!Trade Now!
GOOGGoogle Inc Class CClick Here For Quote!Trade Now!
GWWGrainger (W.W.) Inc.Click Here For Quote!Trade Now!
HALHalliburton Co.Click Here For Quote!Trade Now!
HBIHanesbrands IncClick Here For Quote!Trade Now!
HOGHarley-DavidsonClick Here For Quote!Trade Now!
HARHarman Int’l IndustriesClick Here For Quote!Trade Now!
HRSHarris CorporationClick Here For Quote!Trade Now!
HIGHartford Financial Svc.Gp.Click Here For Quote!Trade Now!
HASHasbro Inc.Click Here For Quote!Trade Now!
HCAHCA HoldingsClick Here For Quote!Trade Now!
HCPHCP Inc.Click Here For Quote!Trade Now!
HCNHealth Care REIT, Inc.Click Here For Quote!Trade Now!
HPHelmerich & PayneClick Here For Quote!Trade Now!
HESHess CorporationClick Here For Quote!Trade Now!
HPQHewlett-PackardClick Here For Quote!Trade Now!
HDHome DepotClick Here For Quote!Trade Now!
HONHoneywell Int’l Inc.Click Here For Quote!Trade Now!
HRLHormel Foods Corp.Click Here For Quote!Trade Now!
HSPHospira Inc.Click Here For Quote!Trade Now!
HSTHost Hotels & ResortsClick Here For Quote!Trade Now!
HCBKHudson City BancorpClick Here For Quote!Trade Now!
HUMHumana Inc.Click Here For Quote!Trade Now!
HBANHuntington BancsharesClick Here For Quote!Trade Now!
ITWIllinois Tool WorksClick Here For Quote!Trade Now!
IRIngersoll-Rand PLCClick Here For Quote!Trade Now!
INTCIntel Corp.Click Here For Quote!Trade Now!
ICEIntercontinental ExchangeClick Here For Quote!Trade Now!
IBMInternational Bus. MachinesClick Here For Quote!Trade Now!
IPInternational PaperClick Here For Quote!Trade Now!
IPGInterpublic GroupClick Here For Quote!Trade Now!
IFFIntl Flavors & FragrancesClick Here For Quote!Trade Now!
INTUIntuit Inc.Click Here For Quote!Trade Now!
ISRGIntuitive Surgical Inc.Click Here For Quote!Trade Now!
IVZInvesco Ltd.Click Here For Quote!Trade Now!
IRMIron Mountain IncorporatedClick Here For Quote!Trade Now!
JECJacobs Engineering GroupClick Here For Quote!Trade Now!
JBHTJ. B. Hunt Transport ServicesClick Here For Quote!Trade Now!
JNJJohnson & JohnsonClick Here For Quote!Trade Now!
JCIJohnson ControlsClick Here For Quote!Trade Now!
JOYJoy Global Inc.Click Here For Quote!Trade Now!
JPMJPMorgan Chase & Co.Click Here For Quote!Trade Now!
JNPRJuniper NetworksClick Here For Quote!Trade Now!
KSUKansas City SouthernClick Here For Quote!Trade Now!
KKellogg Co.Click Here For Quote!Trade Now!
KEYKeyCorpClick Here For Quote!Trade Now!
GMCRKeurig Green MountainClick Here For Quote!Trade Now!
KMBKimberly-ClarkClick Here For Quote!Trade Now!
KIMKimco RealtyClick Here For Quote!Trade Now!
KMIKinder MorganClick Here For Quote!Trade Now!
KLACKLA-Tencor Corp.Click Here For Quote!Trade Now!
KSSKohl’s Corp.Click Here For Quote!Trade Now!
KHCKraft Heinz CoClick Here For Quote!Trade Now!
KRKroger Co.Click Here For Quote!Trade Now!
LBL Brands Inc.Click Here For Quote!Trade Now!
LLLL-3 Communications HoldingsClick Here For Quote!Trade Now!
LHLaboratory Corp. of America HoldingClick Here For Quote!Trade Now!
LRCXLam ResearchClick Here For Quote!Trade Now!
LMLegg MasonClick Here For Quote!Trade Now!
LEGLeggett & PlattClick Here For Quote!Trade Now!
LENLennar Corp.Click Here For Quote!Trade Now!
LVLTLevel 3 CommunicationsClick Here For Quote!Trade Now!
LUKLeucadia National Corp.Click Here For Quote!Trade Now!
LLYLilly (Eli) & Co.Click Here For Quote!Trade Now!
LNCLincoln NationalClick Here For Quote!Trade Now!
LLTCLinear Technology Corp.Click Here For Quote!Trade Now!
LMTLockheed Martin Corp.Click Here For Quote!Trade Now!
LLoews Corp.Click Here For Quote!Trade Now!
LOWLowe’s Cos.Click Here For Quote!Trade Now!
LYBLyondellBasellClick Here For Quote!Trade Now!
MTBM&T Bank Corp.Click Here For Quote!Trade Now!
MACMacerichClick Here For Quote!Trade Now!
MMacy’s Inc.Click Here For Quote!Trade Now!
MNKMallinckrodt PlcClick Here For Quote!Trade Now!
MROMarathon Oil Corp.Click Here For Quote!Trade Now!
MPCMarathon PetroleumClick Here For Quote!Trade Now!
MARMarriott Int’l.Click Here For Quote!Trade Now!
MMCMarsh & McLennanClick Here For Quote!Trade Now!
MLMMartin Marietta MaterialsClick Here For Quote!Trade Now!
MASMasco Corp.Click Here For Quote!Trade Now!
MAMastercard Inc.Click Here For Quote!Trade Now!
MATMattel Inc.Click Here For Quote!Trade Now!
MKCMcCormick & Co.Click Here For Quote!Trade Now!
MCDMcDonald’s Corp.Click Here For Quote!Trade Now!
MHFIMcGraw Hill FinancialClick Here For Quote!Trade Now!
MCKMcKesson Corp.Click Here For Quote!Trade Now!
MJNMead JohnsonClick Here For Quote!Trade Now!
WRKWestrock CoClick Here For Quote!Trade Now!
MDTMedtronic plcClick Here For Quote!Trade Now!
MRKMerck & Co.Click Here For Quote!Trade Now!
METMetLife Inc.Click Here For Quote!Trade Now!
KORSMichael Kors HoldingsClick Here For Quote!Trade Now!
MCHPMicrochip TechnologyClick Here For Quote!Trade Now!
MUMicron TechnologyClick Here For Quote!Trade Now!
MSFTMicrosoft Corp.Click Here For Quote!Trade Now!
MHKMohawk IndustriesClick Here For Quote!Trade Now!
TAPMolson Coors Brewing CompanyClick Here For Quote!Trade Now!
MDLZMondelez InternationalClick Here For Quote!Trade Now!
MONMonsanto Co.Click Here For Quote!Trade Now!
MNSTMonster BeverageClick Here For Quote!Trade Now!
MCOMoody’s CorpClick Here For Quote!Trade Now!
MSMorgan StanleyClick Here For Quote!Trade Now!
MOSThe Mosaic CompanyClick Here For Quote!Trade Now!
MSIMotorola Solutions Inc.Click Here For Quote!Trade Now!
MURMurphy OilClick Here For Quote!Trade Now!
MYLMylan N.V.Click Here For Quote!Trade Now!
NDAQNASDAQ OMX GroupClick Here For Quote!Trade Now!
NOVNational Oilwell Varco Inc.Click Here For Quote!Trade Now!
NAVINavientClick Here For Quote!Trade Now!
NTAPNetAppClick Here For Quote!Trade Now!
NFLXNetflix Inc.Click Here For Quote!Trade Now!
NWLNewell Rubbermaid Co.Click Here For Quote!Trade Now!
NFXNewfield Exploration CoClick Here For Quote!Trade Now!
NEMNewmont Mining Corp. (Hldg. Co.)Click Here For Quote!Trade Now!
NWSANews Corp.Click Here For Quote!Trade Now!
NEENextEra EnergyClick Here For Quote!Trade Now!
NLSNNielsen HoldingsClick Here For Quote!Trade Now!
NKENikeClick Here For Quote!Trade Now!
NINiSource Inc.Click Here For Quote!Trade Now!
NBLNoble Energy IncClick Here For Quote!Trade Now!
JWNNordstromClick Here For Quote!Trade Now!
NSCNorfolk Southern Corp.Click Here For Quote!Trade Now!
NTRSNorthern Trust Corp.Click Here For Quote!Trade Now!
NOCNorthrop Grumman Corp.Click Here For Quote!Trade Now!
NRGNRG EnergyClick Here For Quote!Trade Now!
NUENucor Corp.Click Here For Quote!Trade Now!
NVDANvidia CorporationClick Here For Quote!Trade Now!
ORLYO’Reilly AutomotiveClick Here For Quote!Trade Now!
OXYOccidental PetroleumClick Here For Quote!Trade Now!
OMCOmnicom GroupClick Here For Quote!Trade Now!
OKEONEOKClick Here For Quote!Trade Now!
ORCLOracle Corp.Click Here For Quote!Trade Now!
OIOwens-Illinois IncClick Here For Quote!Trade Now!
PCARPACCAR Inc.Click Here For Quote!Trade Now!
PLLPall Corp.Click Here For Quote!Trade Now!
PHParker-HannifinClick Here For Quote!Trade Now!
PDCOPatterson CompaniesClick Here For Quote!Trade Now!
PAYXPaychex Inc.Click Here For Quote!Trade Now!
PYPLPayPalClick Here For Quote!Trade Now!
PNRPentair Ltd.Click Here For Quote!Trade Now!
PBCTPeople’s United FinancialClick Here For Quote!Trade Now!
POMPepco Holdings Inc.Click Here For Quote!Trade Now!
PEPPepsiCo Inc.Click Here For Quote!Trade Now!
PKIPerkinElmerClick Here For Quote!Trade Now!
PRGOPerrigoClick Here For Quote!Trade Now!
PFEPfizer Inc.Click Here For Quote!Trade Now!
PCGPG&E Corp.Click Here For Quote!Trade Now!
PMPhilip Morris InternationalClick Here For Quote!Trade Now!
PSXPhillips 66Click Here For Quote!Trade Now!
PNWPinnacle West CapitalClick Here For Quote!Trade Now!
PXDPioneer Natural ResourcesClick Here For Quote!Trade Now!
PBIPitney-BowesClick Here For Quote!Trade Now!
PCLPlum Creek Timber Co.Click Here For Quote!Trade Now!
PNCPNC Financial ServicesClick Here For Quote!Trade Now!
RLPolo Ralph Lauren Corp.Click Here For Quote!Trade Now!
PPGPPG IndustriesClick Here For Quote!Trade Now!
PPLPPL Corp.Click Here For Quote!Trade Now!
PXPraxair Inc.Click Here For Quote!Trade Now!
PCPPrecision CastpartsClick Here For Quote!Trade Now!
PCLNPriceline.com IncClick Here For Quote!Trade Now!
PFGPrincipal Financial GroupClick Here For Quote!Trade Now!
PGProcter & GambleClick Here For Quote!Trade Now!
PGRProgressive Corp.Click Here For Quote!Trade Now!
PLDPrologisClick Here For Quote!Trade Now!
PRUPrudential FinancialClick Here For Quote!Trade Now!
PEGPublic Serv. Enterprise Inc.Click Here For Quote!Trade Now!
PSAPublic StorageClick Here For Quote!Trade Now!
PHMPulte Homes Inc.Click Here For Quote!Trade Now!
PVHPVH Corp.Click Here For Quote!Trade Now!
QRVOQorvoClick Here For Quote!Trade Now!
PWRQuanta Services Inc.Click Here For Quote!Trade Now!
QCOMQUALCOMM Inc.Click Here For Quote!Trade Now!
DGXQuest DiagnosticsClick Here For Quote!Trade Now!
RRCRange Resources Corp.Click Here For Quote!Trade Now!
RTNRaytheon Co.Click Here For Quote!Trade Now!
ORealty Income CorporationClick Here For Quote!Trade Now!
RHTRed Hat Inc.Click Here For Quote!Trade Now!
REGNRegeneronClick Here For Quote!Trade Now!
RFRegions Financial Corp.Click Here For Quote!Trade Now!
RSGRepublic Services IncClick Here For Quote!Trade Now!
RAIReynolds American Inc.Click Here For Quote!Trade Now!
RHIRobert Half InternationalClick Here For Quote!Trade Now!
ROKRockwell Automation Inc.Click Here For Quote!Trade Now!
COLRockwell CollinsClick Here For Quote!Trade Now!
ROPRoper IndustriesClick Here For Quote!Trade Now!
ROSTRoss StoresClick Here For Quote!Trade Now!
RCLRoyal Caribbean Cruises LtdClick Here For Quote!Trade Now!
RRyder SystemClick Here For Quote!Trade Now!
CRMSalesforce.comClick Here For Quote!Trade Now!
SNDKSanDisk CorporationClick Here For Quote!Trade Now!
SCGSCANA CorpClick Here For Quote!Trade Now!
SLBSchlumberger Ltd.Click Here For Quote!Trade Now!
SNIScripps Networks Interactive Inc.Click Here For Quote!Trade Now!
STXSeagate TechnologyClick Here For Quote!Trade Now!
SEESealed Air Corp.(New)Click Here For Quote!Trade Now!
SRESempra EnergyClick Here For Quote!Trade Now!
SHWSherwin-WilliamsClick Here For Quote!Trade Now!
SIALSigma-AldrichClick Here For Quote!Trade Now!
SIGSignet JewelersClick Here For Quote!Trade Now!
SPGSimon Property Group IncClick Here For Quote!Trade Now!
SWKSSkyworks SolutionsClick Here For Quote!Trade Now!
SLGSL Green RealtyClick Here For Quote!Trade Now!
SJMSmucker (J.M.)Click Here For Quote!Trade Now!
SNASnap-On Inc.Click Here For Quote!Trade Now!
SOSouthern Co.Click Here For Quote!Trade Now!
LUVSouthwest AirlinesClick Here For Quote!Trade Now!
SWNSouthwestern EnergyClick Here For Quote!Trade Now!
SESpectra Energy Corp.Click Here For Quote!Trade Now!
STJSt Jude MedicalClick Here For Quote!Trade Now!
SWKStanley Black & DeckerClick Here For Quote!Trade Now!
SPLSStaples Inc.Click Here For Quote!Trade Now!
SBUXStarbucks Corp.Click Here For Quote!Trade Now!
HOTStarwood Hotels & ResortsClick Here For Quote!Trade Now!
STTState Street Corp.Click Here For Quote!Trade Now!
SRCLStericycle IncClick Here For Quote!Trade Now!
SYKStryker Corp.Click Here For Quote!Trade Now!
STISunTrust BanksClick Here For Quote!Trade Now!
SYMCSymantec Corp.Click Here For Quote!Trade Now!
SYYSysco Corp.Click Here For Quote!Trade Now!
TROWT. Rowe Price GroupClick Here For Quote!Trade Now!
TGTTarget Corp.Click Here For Quote!Trade Now!
TELTE Connectivity Ltd.Click Here For Quote!Trade Now!
TETECO EnergyClick Here For Quote!Trade Now!
TGNATegnaClick Here For Quote!Trade Now!
THCTenet Healthcare Corp.Click Here For Quote!Trade Now!
TDCTeradata Corp.Click Here For Quote!Trade Now!
TSOTesoro Petroleum Co.Click Here For Quote!Trade Now!
TXNTexas InstrumentsClick Here For Quote!Trade Now!
TXTTextron Inc.Click Here For Quote!Trade Now!
HSYThe Hershey CompanyClick Here For Quote!Trade Now!
TRVThe Travelers Companies Inc.Click Here For Quote!Trade Now!
TMOThermo Fisher ScientificClick Here For Quote!Trade Now!
TIFTiffany & Co.Click Here For Quote!Trade Now!
TWXTime Warner Inc.Click Here For Quote!Trade Now!
TWCTime Warner Cable Inc.Click Here For Quote!Trade Now!
TJXTJX Companies Inc.Click Here For Quote!Trade Now!
TMKTorchmark Corp.Click Here For Quote!Trade Now!
TSSTotal System ServicesClick Here For Quote!Trade Now!
TSCOTractor Supply CompanyClick Here For Quote!Trade Now!
RIGTransoceanClick Here For Quote!Trade Now!
TRIPTripAdvisorClick Here For Quote!Trade Now!
FOXATwenty-First Century FoxClick Here For Quote!Trade Now!
TSNTyson FoodsClick Here For Quote!Trade Now!
TYCTyco InternationalClick Here For Quote!Trade Now!
USBU.S. BancorpClick Here For Quote!Trade Now!
UAUnder ArmourClick Here For Quote!Trade Now!
UNPUnion PacificClick Here For Quote!Trade Now!
UNHUnited Health Group Inc.Click Here For Quote!Trade Now!
UPSUnited Parcel ServiceClick Here For Quote!Trade Now!
URIUnited Rentals, Inc.Click Here For Quote!Trade Now!
UTXUnited TechnologiesClick Here For Quote!Trade Now!
UHSUniversal Health Services, Inc.Click Here For Quote!Trade Now!
UNMUnum GroupClick Here For Quote!Trade Now!
URBNUrban OutfittersClick Here For Quote!Trade Now!
VFCV.F. Corp.Click Here For Quote!Trade Now!
VLOValero EnergyClick Here For Quote!Trade Now!
VARVarian Medical SystemsClick Here For Quote!Trade Now!
VTRVentas IncClick Here For Quote!Trade Now!
VRSNVerisign Inc.Click Here For Quote!Trade Now!
VZVerizon CommunicationsClick Here For Quote!Trade Now!
VRTXVertex Pharmaceuticals IncClick Here For Quote!Trade Now!
VIABViacom Inc.Click Here For Quote!Trade Now!
VVisa Inc.Click Here For Quote!Trade Now!
VNOVornado Realty TrustClick Here For Quote!Trade Now!
VMCVulcan MaterialsClick Here For Quote!Trade Now!
WMTWal-Mart StoresClick Here For Quote!Trade Now!
WBAWalgreens Boots AllianceClick Here For Quote!Trade Now!
DISThe Walt Disney CompanyClick Here For Quote!Trade Now!
WMWaste Management Inc.Click Here For Quote!Trade Now!
WATWaters CorporationClick Here For Quote!Trade Now!
ANTMAnthem Inc.Click Here For Quote!Trade Now!
WFCWells FargoClick Here For Quote!Trade Now!
WDCWestern DigitalClick Here For Quote!Trade Now!
WUWestern Union CoClick Here For Quote!Trade Now!
WYWeyerhaeuser Corp.Click Here For Quote!Trade Now!
WHRWhirlpool Corp.Click Here For Quote!Trade Now!
WFMWhole Foods MarketClick Here For Quote!Trade Now!
WMBWilliams Cos.Click Here For Quote!Trade Now!
WECWisconsin Energy CorporationClick Here For Quote!Trade Now!
WYNWyndham WorldwideClick Here For Quote!Trade Now!
WYNNWynn Resorts LtdClick Here For Quote!Trade Now!
XELXcel Energy IncClick Here For Quote!Trade Now!
XRXXerox Corp.Click Here For Quote!Trade Now!
XLNXXilinx IncClick Here For Quote!Trade Now!
XLXL CapitalClick Here For Quote!Trade Now!
XYLXylem Inc.Click Here For Quote!Trade Now!
YHOOYahoo Inc.Click Here For Quote!Trade Now!
YUMYum! Brands IncClick Here For Quote!Trade Now!
ZBHZimmer Biomet HoldingsClick Here For Quote!Trade Now!
ZIONZions BancorpClick Here For Quote!Trade Now!
ZTSZoetisClick Here For Quote!Trade Now!

What is the Dow Jones Industrial Average

What is the Dow Jones Industrial Average

Definition

The Dow Jones Industrial Average, more frequently know simply as the Dow or the Dow Jones, is a stock market index made up of 30 of the largest publicly owned companies based in the United States. It is a price weighted index meaning that the index’s price is an average of the price of the 30 stocks that make it up. Though it is price weighted, this does not mean that every time there is split the index is completely changed, as they have factors to keep the value of the index consistent. DJIA_historical The Dow Jones Industrial Average was first calculated on May 26, 1896 by Charles Dow and one of his business associates, statistician Edward Jones. It is the second oldest U.S. market index, though the contents of the index have changed multiple times. Its purpose was as straightforward as it was revolutionary: At the time, everyone who wanted to know how the stock market was doing had to filter through numerous newspapers, journals, and hearsay, which was a huge amount of information that was very difficult to process. Dow and Jones built the averages as a “market thermometer”, so a casual observer could see whether the markets as a whole were moving upwards or downwards over a given day. The average is not a simple average of the prices of all of its components; rather it is a weighted average taking into account the differences in stock prices of all companies it tracks, and measures the change of the group as a whole. By choosing the largest and most stable companies in each of the main industrial sector, the average acts as a stable indicator to how the markets as a whole are performing. While there are not many companies in the Dow, it is made up of some very large, and very stable, Blue Chip Stocks. Since these businesses have proven their value over time, the ups and downs of the Dow can be a very strong indicator of investor sentiment across the entire economy. Current Companies in the DOW:
Symbol Company Name Quotes and Charts
AAPL Apple Inc
AXP American Express Co
BA Boeing Co
CAT Caterpillar Inc
CSCO Cisco Systems Inc
CVX Chevron Corp
DD E I du Pont de Nemours and Co
DIS Walt Disney Co
GS Goldman Sachs Group Inc
HD Home Depot Inc
IBM International Business Machines Corp
INTC Intel Corp
JNJ Johnson & Johnson
JPM JPMorgan Chase and Co
KO Coca-Cola Co
MCD McDonald’s Corp
MMM 3M Co
MRK Merck & Co Inc
MSFT Microsoft Corp
NKE Nike Inc
PFE Pfizer Inc
PG Procter & Gamble Co
TRV Travelers Companies Inc
UNH UnitedHealth Group Inc
UTX United Technologies Corp
V Visa Inc
VZ Verizon Communications Inc
WBA Walgreens-Boots Alliance
WMT Wal Mart Stores Inc
XOM Exxon Mobil Corp
   

Pop Quiz!

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1 of 3) How many companies are in the Dow-Jones Industrial Average?
2 of 3) What is the DJIA named after?
3 of 3) General Electric (GE) was the longest-running member DJIA, from 1896 through 2018 (133 years). Use the "Historical" tab of the Quotes tool to find GE's opening stock price on December 31st, 2014

GE

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Home Budget Calculator

Home Budget Calculator

Home Budget Calculator!

The most difficult thing people think of with personal finance is building your monthly budget, and sticking to it. There are tons of different expenses and payments to consider, so we put all the big ones in one place! This tool will also help you see exactly how much you can set aside for savings every month! If you have already used our Buy Vs Lease Calculator to see how much your home payments will be, use this value to build a budget around the expenses you know you will have! Once you have built a monthly budget, and see how much you can save, take that to our Saving To Be A Millionaire Calculator to see how long it will take to earn $1,000,000 with that saving level!

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1 of 5) What is the minimum monthly gross income you need to be able to afford the above and still save $100 a month?
Set all to zero except: Medicare $100, Internet $50, telephone $50. Food $600.
2 of 5) Without removing anything added in question 1: How much would you have to make every month if your federal tax is $100 and your state tax withholding is $50 and still saving $100 a month?
3 of 5) Without removing anything added in question 2: Now you want to buy a car with monthly payments that are $350, with $20 for insurance and $50 for gas and maintenance. How much would you have to make monthly to break even (No savings)?
4 of 5) Set everything to zero. If your house payment is $1000 per month and your home insurance is $100 per month, how much would you and your spouse each have to earn to cover your expenses and save a combined total of $200 every month? Assume that you and your spouse earn the same salary.
5 of 5) Without removing anything added in question 4: Let’s say you had an accident. How much would you be losing a month if you had $80 in credit card payments, $400 in medical bills and $10 of bank service charges, but you received $200 every month from your online calculator business?

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Car Loan Calculator

Car Loan Calculator!

The first BIG purchase many people make is when they buy their first car. This calculator will help show the impact of many of the biggest factors people need to consider when taking out their first loan for a big purchase. If you have used our Credit Card Payment Calculator to see how minimum payments on small loans are made, you might want to start to think what happens when you make bigger purchases, with bigger loans. Once you have found the payments you can make on a car you can afford, check out our Buy Vs Lease Calculator to start seeing when actually buying a big purchase is REALLY cheaper than renting!

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1 of 5) Assume you are buying a $15,000 car, with a 12 month loan at 5% interest, a net down payment of $2,500, and a $40 (non-taxable) fee with 6% in sales tax.
What will be your monthly payment?
2 of 5) Keep the same settings from question 1, but now let's say you also brought in your old car and received a $1,200 trade allowance for it. How does this affect your purchase?
3 of 5) Assume you want to purchase a car for $10,000 at 6% interest rate, $1,000 cash down, $200 in fees (taxable), and a 5% sales tax.

How many months will it take you to pay it off if you can afford $200 a month?
4 of 5) If you have the same budget as question 3 but the interest rate is 4% and taxable fees are now $500, what's the most you could afford to pay for your car if you want to have it paid off in 3 years? (Round to the nearest $1000)
5 of 5) With the same purchase values previously, but with your purchase price at $7500, what is your 15th principal balance for a 24 month term if your interest rate is 10%?
Hint


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Credit Card Payment Calculator

Credit Card Minimum Payments Calculator!

Credit Cards! These are usually the first “loans” a person takes out, and the first monthly payments! Tens of thousands of young people dig themselves deep into credit card debt before they even realize it, so have fun with this payments calculator to see how much these bits of plastic REALLY cost! If you have already used our Compound Interest Calculator, try using the same interest rate you hoped to save at as the same amount your credit card company charges. Then double it to get a more realistic picture! Once you have seen the impact that taking out loans can have at different interest rate and payment schemes, check out our Car Loan Calculator to see how you can budget a big purchase without losing your wallet!

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1 of 5) Set all credit cards to 0 except for the first one. How much will it cost you in interest for $1000 on your credit card at 25% interest rate and a minimum payment of 10%, making the minimum payments?
2 of 5) For the same values: $1000 on your credit card at 25% interest rate and a minimum payment of 10%. How long will it take to pay off your credit card by making minimum payments?
3 of 5) For $10,000 on your credit card at 15% interest and a minimum payment of 5%, how long will it take to pay off your credit card by making the minimum payments?
4 of 5) If you have $1000 on your first credit card at 25% interest rate with a minimum payment of 10%, and also $2000 on your second credit card at 10% interest rate with a minimum payment of 10% how long will it take to payoff both your credit cards if you start paying both at the same time, making the minimum payments?
5 of 5) For the values in the previous question, if you could only pay off one credit card right now and continue to make the minimum payments on the second, which would you choose?

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Savings Growth and Compound Interest Calculator

Compound Interest Calculator

Compound Interest Calculator The first thing to consider with all personal finance is the idea of compound interest! This is what separates the “Piggy Bank” savers from the Warren Buffets; making use of interest compounding is how you can really make your savings grow! If you have already used our Investment Return Calculator, you can use this calculator to see how different types of compounding will affect your overall return! Once you can really see the impact of interest compounding and growth, try out our Credit Card Payments Calculator to see what happens when you are paying interest, not earning it!

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1 of 5) With an investment amount of $10,000 and an interest rate of 5% over 15 years, how much profit will you make if it is compounded quarterly?
2 of 5) With an investment amount of $10,000 and an interest rate of 5% over 15 years, what is your final value if it is compounded daily?
3 of 5) With an investment amount of $10,000 and an interest rate of 5% over 15 years, what is the difference in profit between the daily compounding and yearly compounding?
4 of 5) Which should you choose and why? Option 1: $1,000 with an interest rate of 20% over 10 years or Option 2: $1,000 with an interest rate of 8% over 25 years. (With daily compounding)
5 of 5) Which compounding should you choose given the choice of yearly, and daily and why?

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Name

Advanced Investment Return Calculator

Advanced Investment Return Calculator

Advanced Savings Calculator Find out the difference between Simple and Compound Interest! See how big an impact your tax rates and inflation have on your savings over time! If you have already used our Becoming A Millionaire Calculator, you can use your targeted Expected Investment Return numbers in this calculator to see how to make that return happen! Once you see how moving the rate of return affects your profits, try checking out our Compound Interest Calculator to see how the different types of compounding can have a big impact on the final return!

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1 of 5) For a 10 year investment with a rate of return of 7%, initial investment of $10,000, annual investment of $1,000, expected inflation rate of 3% and tax rate of 25%, what is the compound interest?
2 of 5) If you want to have most of my money by the end of your investment term to come from compound interest, what variables should you maximize?
3 of 5) If I have a 10 year investment with a 5% rate of return and a $1000 initial investment, what will happen if my inflation rate is bigger than my rate of return?
4 of 5) If there is a 20 year, 10% rate of return with 0 initial investment, $100 annual investment, expected inflation rate of 5%, how much money will I lose when accounting for inflation?
5 of 5) What is the highest Investment total I could achieve with a five year investment, rate of return of 10%, initial investment of $0 and a $100 annual investment? Will simple interest be greater than compound interest?

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Saving To Be A Millionaire

How to Become a Millionaire Calculator

(A lesson in compound interest.)

millionaire calculator
Want to be a millionaire? Everyone does, but do you know how much you need to save and what rate of return you need to get on your investments to reach that million level? This financial calculator helps you learn how your savings grows over time and how sensitive your final savings balance is to the rate of return you are earning.
  • Did you know if you start saving $100 a month on your 18 birthday and put that money in a piggy bank, by the time you are 65 you will have $56,400 in your piggy bank (and $0 in interest).
  • But if you put that $100 a month in a bank savings account that paid 3% interest then by the time you are 65 you will have $122,425 in your bank account? That’s the $56,400 you saved plus the bank paid you interest of $66,025.
  • That’s a big improvement, but if you could earn 8% return on your $100 monthly savings, then by the time you are 65 you will have $566,754 in savings! This example uses 8% because that is the historical return of the stock market.
  • Better yet, if you save twice the amount per month ($200 instead of $100) you will have exactly twice the value at age 65, or $1,133,508.
  • So how do you become a millionaire? Start saving $177 a month on your 18th birthday, earn 8%, and have a bank account worth $1,003,155 on your 65th birthday.
If you have used our Home Budget Calculator, you can use your monthly savings plan with this tool to see how long it will take to reach your savings goal! Once you see how big of an impact the Expected Rate of Return has on your savings growth, take a look at our Advanced Investment Return Calculator to see more details on how to make those big returns happen!

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1 of 5) If you want to be a millionaire by age 70, and you start saving $50 a month at age 18 (with no previous savings), what expected rate of return do you need to reach your goal?
2 of 5) If you are 16 years old, have $0 in savings, save $100 a month and earn 8% return, how old will you be when you have a million?
3 of 5) If at age 18 you have $1,000 saved, and expect a 10% rate of return with a 3% inflation rate. How much do you need to save per month to have $1,000,000 by age 65 AFTER inflation?
4 of 5) If you start with nothing at age 17, but can start saving $200 a month, what rate of return do you need to have $1,000,000 by age 40?
5 of 5) At 18 years old, starting with $0, you begin saving $100 per month, with a 10% annual return.
If you wait to start saving the same amount until you are 22 (after graduating college), how much less do you have at age 65?

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Buy vs Lease Calculator

Buy Vs Lease Calculator!

The biggest expense most people have is the place they live, one of the biggest decisions young people face is whether to buy their home, or continue to rent. Conventional wisdom says that buying will pay off in the long term, but believe it or not this is not always the case! If you have used our Car Loan Calculator to see what kind of loan you can afford with your budget, you can use the same numbers you ended with there to get a great idea of where your personal cut-off would be between whether to Buy or Lease! Once you know what kind of home you are getting, and how much you would have to pay a month, check out our Home Budget Calculator to build a budget around your expenses, and determine how much you are able to save every month!

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1 of 5) For a home with a purchase price of $250,000, interest rate 4%, term: 25 years, property tax: 1%, home insurance: 0.5% and maintenance fees: $500 and an annual amortization, cash on hand $10,000, loan origination: 1%, points paid: 0 and other closing costs: $1,000. With monthly rent payment of $1,250, income tax rate of 20.1%, expected inflation of 3%, and home appreciation at 3%:
How much would your first net house payment be on a monthly basis?
2 of 5) For a home with a purchase price of $250,000, interest rate: 4%, term: 25 years, property tax: 1%, home insurance 0.5% and maintenance fees: $500 and an annual amortization. Cash on hand $10,000, loan origination 1%, points paid 0 and other closing costs $1,000. With an after tax return of 6%, income tax rate of 40%, expected inflation of 3%, home appreciation at 3% and future sales commission of 4%.

How much would your “monthly rent payment” have to be to equal your house payments?
3 of 5) Which of these options will almost always minimize the break-even point between buying and renting?
4 of 5) What does "Break Even" mean in this context? How long it takes to:
5 of 5) Why does renting become more attractive when after-tax investment return goes up?

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Personal Finance Lesson Plans

personal finance lesson plans We want to make it as easy as possible to teach real personal finance skills to your students, so we have been working with our friends at EconEdLink.org, along with our own team of personal finance experts and educators, to build a set of the best lesson plans and teacher resources anywhere in the world. We also have dozens more lesson plans on different topics you can browse! This collection covers other Personal Finance Lesson Plans that don’t fit well in those other groups.

Personal Finance Lesson Plans for All Age Groups

HowTheMarketWorks Lesson 1: Using The Stock Game In Personal Finance

  • Topic: Business and Stocks
  • Personal Finance Standard Covered: Investing (Standard 2) – Evaluate investment alternatives.
  • Source: HowTheMarketWorks
  • Description: This lesson plan is designed to give students the basics of what defines a “business” and why companies issue stock. It also covers a large amount of basic finance vocabulary, with practical examples.

Click Here To Access This Lesson Plan

 Personal Finance Lesson Plans for Elementary School and Up

Money Doesn’t Grow on Trees

  • Topic: Money
  • Personal Finance Standard Covered: Employment and Income (Standard 2) – Compare sources of personal income and compensation
  • Source: EconEdLink, by Patricia Bonner
  • Description: In this lesson students will identify methods for getting money, explain what to do when they find money and other things that belong to someone else, create a plan for earning extra money and conduct a survey to learn more about typical allowances provided to people their age.

Click Here To Access This Lesson Plan

What Do Other People Want To Be?

  • Topic: Career Planning
  • Personal Finance Standard Covered: Employment and Income(Standard 1) – Explore job and career options
  • Source: EconEdLink, by Connections Cross-Curricular
  • Description: Students identify several major career paths, and build graphs based on graphs of different people’s job choices. They can then visualize which jobs have the most competition.

Click Here To Access This Lesson Plan

Personal Finance Lesson Plans For Middle School And Up

Online scams and schemes

    • Topic: Scams
    • Personal Finance Standard Covered: Financial Decision Making (Standard1) – Recognize responsibilities associated with personal financial decisions.
    • Source: InspireFinancialLearning.ca
    • Description: In this lesson, students will learn ways to avoid financial scams and schemes designed to defraud customers.

Click Here To Access This Lesson Plan

About Consumer Privacy

  • Topic: Personal Information
  • Personal Finance Standard Covered: Financial Decision Making (Standard 7) – Control personal information
  • Source: Practical Money Skills
  • Description: The goal of this lesson plan is to provide students with an awareness of the importance of protecting their personal information and the potential consequences of their privacy being invaded by scam artists and identity thieves.

Click Here To Access This Lesson Plan

College: Where Am I Going To Go?

  • Topic: Career Planning
  • Source: EconEdLink, by Mick Duckworth
  • Description: This lesson plan introduces students to the opportunity cost of choosing one school over another, and a wealth of other information about how to look for schools, and how to approach applying for universities, and much more.

Click Here To Access This Lesson Plan

Entrepreneur!

  • Topic: Career Planning
  • Source: EconEdLink, by Connections Cross-Curricular
  • Description: This lesson plan is designed to help students understand why people start their own businesses, some of the risks, and some of the biggest challenges of getting their ideas off the ground!

Click Here To Access This Lesson Plan

Personal Finance Lesson Plans For High School And Up

Inflate your knowledge

    • Topic: Inflation
    • Personal Finance Standard Covered: Employment and Income (Standard1) – Explore Job and Career Options.
    • Source: InspireFinancialLearning.ca
    • Description: In this lesson, students have an opportunity to experience the effects of inflation first-hand through an interactive classroom auction! Students will learn about the Consumer Price Index (CPI) as a measure of purchasing power and standard of living and apply their knowledge to goods and services they purchase today.

Click Here To Access This Lesson Plan

Living on Your Own

  • Topic:Cost of living alone
  • Personal Finance Standard Covered: Financial Decision Making (Standard 5) – Apply communications strategies when discussing financial issues
  • Source: Practical Money Skills
  • Description: This lesson will help students understand the costs of living on their own and provide practice in setting up budgets. Help students to develop the skills and knowledge necessary to interpret and evaluate lease/rental agreements.

Click Here To Access This Lesson Plan

Open for Business!

  • Topic: Entrepreneurship
  • Personal Finance Standard Covered: Employment and Income (Standard 1) – Explore job and career options
  • Source: EconEdLink, by Marsha Masters
  • Description: This engaging lesson gives students the opportunity to identify risks and rewards of entrepreneurship and distinguish between entrepreneurs who start a business to produce a good or provide a service.

Click Here To Access This Lesson Plan

Invest in Yourself

  • Topic: Human Capital
  • Source: EconEdLink, by Scott Niederjohn
  • Description: In this lesson students will explain how human capital is related to career choices, opportunities, and income. They will define opportunity cost and give examples of it.

Click Here To Access This Lesson Plan

  Want More? Click Here To Browse Our Full Collection Of Personal Finance Lesson Plans!

HTMW Webinar Schedule

Welcome to HowTheMarketWorks, The Best Free Stock Market Game!

Get ready for our webinar series, where we will go through all the features of using HowTheMarketWorks in your class or club, and answer any questions you may have about the totally FREE platform!

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Creating A Contest

Want to create a custom contest for your site? It takes less than 5 minutes, and your class can start immediately! Watch this video to see how!

Creating Assignments

Don’t have a lot of class time to dedicate to a stock market game? No problem! With Assignments, you can create tasks to have your students complete at school, at home, or anywhere else with internet, and monitor their progress in real time! For information on what assignments are and how you can use them, Click Here! This video will show you how to set them up:

More Videos

We have our video library in two places for convenience. If you have not yet signed up, you can see all our videos here: https://education.howthemarketworks.com/using-htmw/new-howthemarketworks-videos/ If you already have an account, you can view them in our Video Center here: http://www.howthemarketworks.com/trading/tradingvideos Note: if you are including videos in your Assignments, only the ones in the “logged in” page will count towards your student’s totals.

Technical Analysis Software

Technical Analysis Software
Technical analysis software gives a user the ability to quickly manage information and is often provided by a brokerage for free or a small premium. You can also get the software without having a brokerage. These software allow users to perform a variety of tasks depending on the specific tool you use. They often have but are not limited to charting, news, fundamentals, trade automations, back testing, and many other features that are useful for trading. It is important to note that they are called technical analysis software they are not limited to just technical analysis; many can be used as stock screeners, fundamental research tools, and much more. Anyone interested in day trading stocks should be familiar with the basics of technical analysis, and try one or two software packages to see what all the fuss is about. Click Here to see a list of some of the technical analysis software packages we have reviewed.

Investing in Chile

Introduction

Chile is one of Latin American countries that have a vibrant market-oriented economy and an OECD member. It depends heavily on foreign trade due to its natural resources, and is a dominant and major exporter of copper.

Chile’s Main Industries

 Chile is economically known for its strength in:

  1. Mining and Minerals Sector
    1. Copper
    2. Lithium
  2. Agriculture Sector
    1. Fishing
      • Salmon
    2. Fruits and Vegetables
  3. Forestry Sector
    1. Radiata Pine
    2. Eucalyptus
      • Pulp
    3. Wood
    4. Lumber
  4. Services Sector
    1. Tourism

Chile’s Main Stock Exchanges

The two main stock exchanges in Chile by size are:

  1. Santiago Stock Exchange
    1. Chile’s dominant and principal secondary market
    2. Trading occurs in equities, bonds, derivatives, and commodities
    3. Main Index
      1. IGPA Index
      2. IPSA index, published by the exchange, contains Chile’s 40 most liquid stocks
    4. Private pension funds constitute an important investor group
  2. Santiago Electronic Stock Exchange
    1. Allows online trading
    2. Based on its real-time,  electronic-trading platform SITREL
    3. Trading in equities, bonds, derivatives, and foreign exchange

NOTE: The Santiago Stock Exchange has formally merged its stock exchange trading activities with those of Colombia and Peru, to form the Mercado Integrado Latino Americano (MILA), which will allow increased cross-listings of the three countries’ companies.

Glimpse into Chile’s Equity Market

Chilean equities weathered the 2008 economic crisis quite well, mainly due to a lack of exposure to the banking crisis and its commodity-rich resources and exports. The IGPA and IPSA Indices climbed above 35% in 2010, and have outperformed many other Latin American equities.

In $US dollar terms, market capitalization of listed equities surged by over 60% during 2010, from $US 209.5 billion in 2009.

After experiencing lacklustre IPO activity since 2005, Chile is witnessing a busy IPO season in 2011 with Chilean companies expected to raise up to $10 billion through 2012.  The recent integration of its securities exchange trading with Colombia and Peru may further bolster IPO levels.

Stock Index Performance 2011: IGPA


2011 Values:

 

 

 

 

 

 

 

 

 

 

 

 

 

Last

 

-1 Mo.

-3 Mo.

-6 Mo.

-9 Mo.

 

-1 Yr.

-3 Yr.

-5 Yr.

-10 Yr.

 

6/10/2011

 

5/10/2011

3/10/2011

12/10/2010

9/10/2010

 

6/10/2010

6/10/2008

6/12/2006

6/11/2001

 

 

 

 

 

 

 

 

 

 

 

 

Price

22,466.37

 

22,983.36

20,924.79

23,012.71

22,106.52

 

18,359.26

14,366.34

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2011 Performance:

 

 

 

 

 

 

 

 

 

 

 

 

 

YTD

 

-1 Mo.

-3 Mo.

-6 Mo.

-9 Mo.

 

-1 Yr.

-3 Yr.

-5 Yr.

-10 Yr.

Value Change

-68116.00

 

-516.99

1,541.58

-546.34

359.85

 

4,107.11

8,100.03

 

 

% Change

 

 

-2.25%

7.37%

-2.37%

1.63%

 

22.37%

56.38%

132.25%

311.97%

Source: Datastream

 

Chile’s 10 Most Profitable Companies in 2010

Rank

Company

Industry Group

Sector

Symbol/Ticker

  Profit ($ mil)

Revenue ($ mil)

1

 Axxion SA

 Real Estate

Financials

 AXXION-SN

                    1,127.70

                719.42

2

 Empresas Copec SA

 Petroleum Refining

 Energy

 COPEC-SN

                    1,105.33

           13,246.86

3

 Banco De Chile

 Banks

Financials

 XBCH-MC

                       892.43

             3,288.51

4

 Saci Falabella

 Retailing

Consumer Discretionary

 FALABELLA-SN

                       883.31

             9,454.65

5

 Banco Santander-Chile SA

 Banks

Financials

 BSANTANDER-SN

                       850.18

             3,383.84

6

 Empresas Cmpc SA

 Paper Products

Materials

 CMPC-SN

                       695.11

             4,600.15

7

 Antarchile SA

 Petroleum Refining

 Energy

 ANTARCHILE-SN

                       657.42

           13,257.42

8

 Cap SA

Steel Mills

 Materials

 CAP-SN

                       643.67

             2,173.60

9

 Cencosud SA

Retailing

Consumer Discretionary

 CENCOSUD-SN

                       633.10

           13,237.98

10

 Quinenco SA

Diversified Financials

Financials

 QUINENCO-SN

                       623.16

             2,789.64

 

Ways to Invest in Chile
There are a couple of different ways to invest in Chilean companies:

  1. Through a Chilean Bank
    1. Regional banks in Chile allow investors to purchase equities
      • Banco de Santiago
      • Banco Credito Inversiones
      • Banco de Chile
    2. Through a foreign bank located in Chile
      • HSBC
      • Citibank
      • Banco Santander
  2. Canadian ETFs
    • ECH:NYSEArca – tracks the iShares MSCI Chile Index Fund
  3. Through some international online brokers:
    1. MB Trading
    2. Interactive Brokers
    3. TD Ameritrade
    4. E-Trade
    5. Questrade
    6. optionsXpress
    7. optionshouse
    8. tradeMONSTER
    9. Charles Schwab

 

 

 

 

Investing in Serbia

Introduction Serbia is a European country with an upper-middle income economy. It had one of the fastest growing economies of its region, in terms of GDP growth rates prior to the global recession, and attracted solid foreign direct investment.   Serbia’s Main Industries Serbia is economically known for its strength in:
  1. Agriculture Sector
    1. Fruits
    2. Vegetables
    3. Live cattle
  2. Mining and Metals Sector
    1. Iron
    2. Steel
    3. Non-ferrous metals
  3. Industrial and Manufacturing Sector
    1. Metal processing
    2. Machinery
    3. Mechanical and household appliance production
    4. Consumer electronics
    5. Food Processing
    6. Textiles and Footwear
  4. Forestry Sector
    1. Timber
    2. Wood
  5. Natural Resources
    1. Oil
    2. Coal
    3. Copper
    4. Lead
    5. Zinc
    6. Bauxite
    7. Iron Ore
  Serbia’s Main Stock Exchanges The main stock exchange in Serbia is the Belgrade Stock Exchange (BELEX)
  • Founded in 1894
  • In 2004 became a member of the Federation of Euro-Asian Stock Exchanges
  • Trading mainly occurs in equities and debt of listed Serbian companies. Future plans are underway to include other instruments such as rights, warrants, and derivatives
  • Serbia’s Main Index is the BELEX 15 – consists of Serbia’s 15 most heavily traded listed companies
Glimpse into Serbia’s Equity Market After experiencing significant negative impacts from the global recession, and performing quite poorly between 2008 and 2009, Serbian equities have rebounded in 2011 with a promising outlook for the near-term. However, the Serbian stock exchange is not very liquid, which adds to its risk. As such, the good performance could be largely liquidity-driven and investors remain cautious. The Belex 15 stock index has increased around 15% since the beginning of 2011, with its energy stocks performing particularly well.   Serbia’s Top 10 Companies Rank Company Profit 2009 (Euro) Revenue 2009 (Eur) Revenue Growth (YoY)
  1. Naftna Industrija Srbije AD -393,851,753 -92,165,916 -27.14%
  2. JP Elektroprivreda Srbije -144,741 -24,991,065 4.65%
  3. Telekom Srbija AD 162,153,620 62,646,388 1.63%
  4. JP Srbijagas 9,873,843 3,397,005 -4.78%
  5. Delta Maxi DOO 18,989,256 18,560,216 8.65%
  6. Termoelektrane Nikola Tesla DOO -17,739,454 -97,846,294 5.48%
  7. U.S. Steel Serbia DOO -153,051,128 4,914,422 -44.37%
  8. Mercator – S DOO 12,071,671 -4,259,543 318.49%
  9. Elektrovojvodina DOO -6,931,560 -8,322,647 2.99%
  10. YugoRosGaz AD 13,715,564 23,495,704 -32.94%
  Ways to Invest in Serbia There are a couple of different ways to invest in Serbian companies:
  1. Through a bank in Serbia
    1. AIK Banka
    2. Banca Intesa Beograd
    3. OTP Banka Srbija
    4. Alpha Bank Beograd
    5. Piraeus Bank
    6. Raiffeisenbank Beograd
    7. Volksbank Beograd
  2. ETFs with some exposure to Serbia
    1. ESR:NYSEArca– seeks to track the MSCI Emerging Markets Eastern European Index Fund
    2. GUR:NYSEArca – SPDR S&P Emerging Europe ETF

Investing in Latvia

Latvia is an EU member country that experienced superior GDP growth rates prior to the financial crisis in 2008. It underwent significant privatization, which resulted in large foreign direct investment inflows. Its economy was ranked first among developing countries until 2008. Latvia’s Main Industries Latvia is economically known for its strength in:
  • Pharmaceuticals and Chemicals Sector
    • Phytopharmaceuticals
    • Paints and varnishes
    • Chemical compounds
    • Synthetic fibres
    • Cosmetics and perfume
    • Plastic and rubber products
  • Biotechnology Sector
  • Industrial and Manufacturing Sector
    • Electronics Manufacturing and Engineering
    • Electrical Engineering
    • Textile and Clothing Sector
      • Cotton
      • Wool
      • Garments and accessories
      • Linen
      • Synthetic fibre
  • Agriculture Sector
    • Fruits and Vegetables
    • Bread and Grain
    • Fish
    • Dairy
    • Meat
    • Beverages
  • Forestry Sector
    • Timber
    • Wood
    • Pulp
    • Paper
    • Fibreboard

 Latvia’s Main Stock Exchanges  The main stock exchange in Latvia is: A) Riga Stock Exchange (currently NASDAQ OMX Riga)
  1. Founded in 1993 as the Riga Stock Exchange
  2. Is a self-regulating organization, owned by the NASDAQ OMX
  3. Utilizes the highly advanced trading technology (INET)
  4. Serves trading in equities, fixed income, derivatives, and depository receipts
  5. Currently has 30 members on the exchange
  6. Indices
B) OMXR/RIGSE Index   Latvia’s Economic and Investment Performance After superior growth, Latvia’s economy suffered a severe contraction mainly due to a credit-induced high consumption and bubble. Prior to that, it was a hub for foreign investment and capital, after privatisation led to its economy opening up. After ranking first among developing countries, it suffered a significant economic contraction. Nevertheless, sound economic and investment policies enabled it to stabilize in 2010 and it remains a promising country with strong potential.   Latvia’s 10 Most Profitable Companies in 2010
Rank Company Symbol : Ticker Profit ($millions) Revenue ($millions)
1 Latvijas Gaze GZE1R-RG 668.29 48.78
2 Grindeks GRD1R-RG 123.22 13.45
3 Latvijas Balzams BAL1R-RG 98.84 7.42
4 Olaines Kimiski-Far OLF1R-RG 47.81 6.69
5 LATVIJAS TILTI AS LTT1R-RG 42.45 3.77
6 SAF Tehnnika SAF1R-RG 18.03 2.57
7 Valmieras Stikla Skiedra VSS1R-RG 74.08 1.17
8 Ditton Pievadkelu AS DPK1R-RG 14.6 0.72
9 BRIVAIS VILNIS AS BRV1R-RG 13.49 0.66
10 LIEPAJAS AUTOBUSU PARKS AS LAP1R-RG 10.15 0.45
  Ways to Invest in Latvia There are a couple of different ways to invest in Latvian companies:
  • Through a Latvian Bank
    • Aizkraukles Banka
    • Danske Bank
    • Nordea Bank
    • DnB NORD Banka
    • SEB Banka
    • Swedbank
  • ETFs
    • ESR:NYSEArce – has exposure to various Eastern European countries including Latvia